A personalised and independent service to simplify the process of buying and financing a property in Spain

« Advice adapted to your needs » « Make your dream comes true » 

A complete service, at your convenience

Are you thinking of purchasing in Spain and you don’t know where to start ? Are you looking for a tailor-made service that can help you with your Spanish purchase project? Would you like professional advice on how to finance your Spanish purchase ? OPENNESS offers you a service dedicated to finding character properties in exceptional locations. My playground: The North, North-West, North-East and central regions of Spain, as well as the Balearic and Canary Islands. I also offer a Franco-Spanish mortgage brokerage service, advising and guiding you to find the best financing solution in Spain or France to finance your Spanish purchase. I provide a free evaluation of your project feasibility, let's talk about it !

My strength:

My strength lies in taking full account of your expectations and providing complementary expertise , my fascination with the exceptional properties of my native country , my local knowledge of its culture and language.

Your satisfaction will be my objective

I am registered with the Registre des Intermédiaires en opérations de banque in France, COURTIER IOBSP, ORIAS N°23006947 and as "Asesor en prestamo Immobiliaro" Loi LCCI in Spain.

I am a graduate of both qualifications and have a thorough knowledge of both the Spanish and French banking systems, as well as a European passport that allows me to work with Spanish banks too.

Carlota MoranteYour preferred link with Spain real estate market

Your future main home

Have you planned to buy your future main residence to settle in Spain?

Why not take advantage of the good Spanish lifestyle to live permanently?

Your second home?

Do you dream of buying a second home by the sea or in the mountains to enjoy the Spanish sunshine and good lifestyle during your family holidays?

Rental investment?

Or are you interested in buying an apartment to rent in a Spanish city and thus benefit from advantageous rental profitability?

Whatever your project, I'll assist you with your research and guide you throughout the whole purchase process. Let me guide you! Trust in my services, focus on your dream..., I'll take care of the rest.

WHY INVESTIN SPAIN?

More advice 

"The buying guide by OPENNESS"

The process of buying in Spain and the costs involved

Find all the information you need to understand the Spanish property market and avoid unpleasant surprises.

Property finance

Get the information you need to take informed decisions during the buying process

Spanish property taxation

Get ready to explore the complex world of Spanish property taxation with confidence.

Who i am ?

I'm Spanish, born in Barcelona, where I had the privilege of living in this fascinating city until the age of 37. In 2007, I moved to the South of France in search of new professional challenges. I'm fluent in English, French, Castilian and Catalan. OPENNESS was born out of my love for my roots, coupled with 14 years' rich professional experience in the international mortgage sector working for an international French bank . An idea that matured thanks to a constant and assiduous presence in the prestige real estate sector, dedicated to an international and expatriate clientele, which consolidated me as an expert in real estate financing and in the purchase process for international and expatriate buyers. I’ve experienced the anxiety and loneliness of buying in a foreign country. I know the needs and fears involved in planning a project in a country where the language, laws and procedures are unfamiliar. Above all, I understand the importance of being accompanied by ONE Expert!

"You have to be passionate about your job to be excellent at it"

Why use my services ?

Using my services means benefiting from my knowledge and Spanish network. You will optimize your trips, and all our actions will save you time, energy, and money!

My  Services

Or are you self-sufficient, but you would prefer to validate your knowledge with mine to avoid unpleasant surprises ?

A project, but where to start? Where to look for information? What is the legislation? What are the real costs associated with a purchase in Spain?
What pitfalls to avoid before and during the search and purchase?

Let's talk, I will guide you through the steps, bring you knowledge about the Spanish purchase process, financing process, tax to pay and legal information, and carry out the’ mortgage feasibility study. I adapt to your needs. Furthermore, I can connect you with my network and help you find the right middlemen.

You have already found your property. You would like to find out more about property finance ?

I’ll check your borrowing capacity, confirm
My role is to guide you through the entire process of finding the right finance for your property loan.
I provide a tailored service, as each project is unique, I adapt to your needs and constraints. Reactive, because it is a life project, and it is essential to provide you with solutions without delay. I advise you with complete transparency and objectivity to help you make the best choice to finance your purchase project .

Are you looking for a specific property?

Together we will target the features you require, your needs, and we will find THE right property for you ! Your dream house !

I am present from the property selection to the handover of keys.

I advise you on financial and tax aspects, I intervene on the administrative part: obtaining the NIE, administrative and legal inspection of the property, opening of a Spanish bank account, opening of water and electricity contracts.

Need tailor-made support from A to Z ?

A complete service from the very beginning of your project through to finding the right property. I'll be there to help you every step of the way, from the property, financial and administrative aspects.

I offer you my know-how, my knowledge of the country and the language, my network and my professional expertise to help you make your project a success, whilst giving you peace of mind, with a single, dedicated contact person.

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