Property buying agent in Spain and Spanish mortgage expert, 100% dedicated to international buyers. One trusted point of contact to secure your purchasing strategy, financing and every step of the process—before, during and after completion.
My objective: to enable you to purchase property in Spain with clarity, security and confidence.
There are many reasons to work with OPENNESS. Buying property in Spain from abroad involves administrative, legal and banking procedures that may be very different from those you are used to.
That’s where I make the difference!
Find all the information you need to navigate the Spanish property market and avoid the pitfalls.
Stay informed and prepared so that you can make informed decisions during the purchasing process and avoid any risks
Get ready to explore the complex world of Spanish property taxation with confidence.
Born in Barcelona and based in France since 2007, this dual culture allows me to understand both the Spanish market and the expectations of French-speaking buyers. I speak French, English, Spanish and Catalan.
OPENNESS BY CARLOTA was born from my Spanish roots and over 14 years of experience in international mortgage financing, gained within a major French banking group, working with non-resident and expatriate clients. Buying property abroad often raises questions — cultural, administrative, financial, legal. My personalized support gives you a single point of contact to secure every step of your project in Spain.
I am registered with ORIAS as a Mortgage Broker (no. 23006947) and with the Spanish Bank of Spain (BDE) as a Mortgage Broker (no. D-906), ensuring regulated, transparent advice that is exclusively in your interest.
With OPENNESS BY CARLOTA, benefit from structured support, a trusted network of local partners, and a single point of contact to secure your property project in Spain
Save time, move forward with clarity, and decide with confidence.
Are you managing your project independently but want to make sure your decisions are secure?
Where can you find reliable information? Which taxes apply to your situation? What are the true costs of buying property in Spain? And, most importantly, how can you avoid costly pitfalls—such as outstanding community fees that remain attached to the property rather than the seller?
I support you remotely throughout the process: purchase procedures, financing, tax and legal considerations, and a personalised feasibility assessment. I adapt my guidance to your needs and help you identify the right professionals in Spain.
Mortgage Broker , 15 years financing non résidents buyers in France
From assessing your borrowing capacity to securing your mortgage—whether through a Spanish or French financing solution—I negotiate the best possible terms on your behalf with Spanish banks, with whom I work directly.
An essential point: unlike in many other countries, a financing contingency is not automatically included in Spanish property purchase contracts. Your mortgage capacity should therefore be assessed before you sign a reservation or deposit agreement. This is not merely advisable—it is essential to protect your deposit and secure your property purchase in Spain.
Are you looking for a specific property without having to spend your own time searching for it?
Together, we define your requirements, priorities and constraints. Working with my trusted local partners, I search for the property that best matches your needs, negotiate the purchase price on your behalf, and remain by your side remotely throughout the entire process—from the initial selection to the handover of the keys.
Comprehensive Support — From the First Idea to Well Beyond Handover
A comprehensive service covering every aspect of your purchase: legal and urban planning due diligence, contract review, tax and administrative guidance, and coordination of all professionals involved. You are never left to navigate the process alone.
My support continues long after the purchase is completed. I oversee the registration of your title deed with the Spanish Land Registry and the local Town Hall, coordinate the payment of the taxes related to your purchase, and remain your trusted point of contact for future matters such as inheritance, renovation projects, property management or any questions that may arise years later.
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